Automobile accidents occur so frequently that they are

the most common type of personal injury claim.  Accidents

involving an automobile can be small in size and only cause

minor injuries or can be severe and significantly change your

life forever.  Regardless of how severe the accident is,

automobile accidents add stress to your life through lost

wages, property damage, emotional distress and medical

bills.  To help alleviate that stress, it can be helpful to seek

legal advice. 

When you are involved in an automobile accident there

are a few basic steps that should be taken:

• If injured, seek immediate medical attention;
  

• Contact the police when an accident occurs;
  

• Inform your own insurance company of the accident; and
  

• Get the other driver’s license plate number, driver’s license number and insurance information. 
  

After an automobile accident occurs, you have the right to seek compensation for your medical bills, lost wages, pain and suffering.  In Minnesota, there are two avenues in which you can get reimbursed for your losses related to an automobile accident.

No-Fault Insurance:

The no-fault insurance system compensates injured persons regardless of who is at fault in the accident. Under the no-fault insurance system, an insured can receive the following types of benefits:

1)  Medical Expenses and Rehabilitation Services:

• Medical expenses related to the accident
  

• Prescription costs
  

• Mileage reimbursement for trips to and from medical facilities; and
  

• If you are disabled from work, potential retraining or reeducation. 
  

2)  Loss of Income and Replacement Services:

• 85% of your loss of gross income to at least $250.00 per week if your inability to work is verified by a doctor; and
  

• You may also be reimbursed for an inability to perform normal household activities such as housecleaning, lawn mowing or snow shoveling.
  

Liability Insurance:

Liability exists when another person is at fault for the automobile accident.  When liability exists, you have the right to compensation for injuries, including pain, suffering and mental distress from the insurance company of the person at fault. 

In order to bring a claim for liability against another person’s insurance company you must show:

•Permanent disfigurement;

•Medical bills over $4,000.00;

•More than 60 days of disability;

•Permanent injury; or

•Death. 

The attorneys and staff at Robert Wilson & Associates are experienced at dealing with both no-fault insurance carriers and liability insurance carriers.  This experience allows Robert Wilson & Associates to help alleviate the stress of a car accident for our clients and get the best settlements.  If you are looking for an experienced law firm that will work hard for you, please contact us at (612)-334-3444 for a free consultation.   

Auto Accidents

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