Minnesota Long-Term Disability Lawyers
Minnesota statutes require employers to purchase workers’ compensation insurance to provide the necessary benefits to employees for work-related injuries or illness. If you have been hurt in an accident at work and are unable to return to work for a lengthy period of time, or if you are unable to ever return to work, the long-term disability lawyers of Robert Wilson & Associates can help you. We are committed to helping injured workers across Minnesota get the benefits they need to support themselves and their families after a serious accident, and we are ready to put our skills and resources to work for you.
If you or a loved one has suffered from a long-term or permanent disability after an illness or an injury on the job, the Minnesota long-term disability lawyers at Robert Wilson & Associates can help you get the disability benefits that you are rightfully owed by law. To discuss your rights and options, contact our offices today by calling (612) 334-3444, chatting with us live on our website, or filling out a contact form.
Why You Need an Attorney
The long-term disability insurance application process is often confusing, especially if you’ve never filed a worker’s compensation claim before. When you’ve been injured and you’re seeking this kind of assistance, your number one priority should be focusing on your recovery, not worrying about how you will pay your medical bills and expenses. That’s why it is important to have an experienced attorney on your side who can help you with:
- Paperwork: many people underestimate the amount of paperwork that goes into an application and the extremely strict deadlines that come with it. One of the biggest reasons claims get denied in the first place is because of missing or insufficient information, and having an attorney on your side to help you prepare the paperwork will help eliminate unnecessary errors.
- Experts: Your attorney can consult with medical experts who can attest to the severity of your injuries and can properly assess the extent of your disability.
- Representation: If you’ve been denied the rightful coverage that you need, you will need to have a determined, knowledgeable legal team on your side to help you take action to secure the benefits you are owed.
Before you attempt to handle your long-term injury claim on your own, consider consulting with an experienced disability attorney that has helped others just like you get the benefits they needed after a workplace accident. By speaking with a lawyer who is familiar with these types of claims, you can better understand the process and your rights, and you may wish to hire a legal team that has a proven track record of successful results like Robert Wilson & Associates.
Why should I choose Robert Wilson & Associates?
For more than 26 years, the attorneys of Robert Wilson & Associates have fought to protect injured workers in Minneapolis and across Minnesota. We believe that every worker deserves to be protected and supported by their employer in the event of an accident at work, and we work to ensure that you receive the fair compensation you are owed to help pay your medical expenses and other bills if you are hurt or become ill. We have worked hard to build a reputation for excellence, and we are focused on helping the members of our community in their time of need. Our team is ready to put our experience to work on your case, so don’t hesitate to contact us to schedule a confidential consultation today.
Long-Term Disability Cases We Handle
Our Minnesota workers’ compensation attorneys have the experience, knowledge, and resources you need to help you with a wide range of permanent disability cases, including:
- Long-Term Disability Claims Filing Assistance
- Long-Term Disability Appeals
- Long-Term Disability Litigation
Unfortunately, not all insurance companies are willing to help workers when they need it most. Instead, these companies may deny coverage and payouts to deserving people just like you, in order to save money and avoid paying your claim. No matter if you need help filing a claim, appealing denied claim, or taking further legal action, our Minnesota long-term disability lawyers can help.
Long-Term Disability FAQs
If you or someone you love has been severely injured or have become seriously ill as a result of a workplace accident or illness, you may be eligible for long-term disability benefits from your employer’s workers’ compensation policy. Because most workers are unaware of their exact rights and what type of benefits they are eligible for, we have made it a point to make sure that you understand exactly what you may be owed. We are ready to help answer any of your questions at any time, so contact us at (612) 334-3444 to schedule a no-obligation consultation with a member of our team. We have also included a few frequently asked questions and their answers below for you to review.
Who is required to carry workers ‘compensation coverage?
According to Minnesota Statutes, section 176.181, subdivision 2, all employers are required to purchase workers’ compensation insurance. This means that even a tiny company with just one part-time employee needs to carry the proper coverage to provide benefits to the employee if they are hurt or become ill on the job. If the employer does not purchase the required coverage, they may face penalties for failing to do so.
How is employment defined?
In Minnesota, the definition of an employee is quite straightforward. An employee is someone who performs services for hire. This naturally covers not only working-age adults who are U.S. citizens but also includes minors, part-time workers, and employees who are not U.S. citizens. Workers’ compensation coverage must be extended to all of these employees, including nannies and childcare workers who are employed in the home.
Who is exempt from workers’ compensation coverage?
There are limited exemptions to the workers’ compensation requirements in Minnesota. Sole proprietors, some executive officers, and independent contractors may be excluded from workers’ compensation requirements in the state.
Are there other ways to get long-term disability assistance?
In addition to workers’ compensation benefits, there are a few other ways you may be able to obtain disability benefits. One of these is long-term disability insurance. Many employers carry long-term disability insurance policies, and in the event of a work-related injury or another disability onset, you may be eligible to get monthly benefits from this insurance policy. Additionally, if you already have a private long-term disability plan, you can begin obtaining compensation from it. Another option is Social Security Disability Insurance (SSDI), which is designed for those with long-term disabilities that prevent them from working. It is also possible to obtain benefits from both SSDI and long-term disability plans.
What are the basic requirements to be eligible for long-term workers’ compensation disability benefits?
In order to be eligible for long-term worker’s compensation disability benefits, there are a few requirements that you must first meet. These include proving that your injury occurred as the result of your work, that your injury is severe enough to impair and disable you, and that your disability prevents you from returning to work. Once these requirements have been met and proven, your employer’s workers’ compensation insurance plan should give you adequate payments for your injury for a long enough period to provide financial relief for your family. If you meet these requirements and your employer has unfairly denied your claim, you may be able to take action to secure the benefits that you are rightly owed.
If you or a loved one has been injured and is having difficulty securing the fair long-term disability insurance you need, the Minnesota long-term disability lawyers at Robert Wilson & Associates will work hard to help you get the benefits you are owed. Contact our offices today at (612) 334-3444 to schedule a no-obligation, confidential consultation with an experienced member of our team today.