Minnesota Long-Term Disability Lawyers

Most employers are required by law to carry workers compensation insurance, which protects workers who have been injured on the job by covering the costs of their injuries and other losses. Workers compensation payments for long-term or permanent disabilities may not be designed to last forever, but should continue for a significant enough amount of time to allow injured victims to deal with their injuries and support themselves and their families. Sadly, when workers suffer serious injuries on the job, workers compensation companies are not always eager to fulfill their promises or issue the amount of compensation the worker may deserve.

If you or a loved one has suffered from a long term or permanent disability after an illness or an injury on the job, the Minnesota long-term disability lawyers at Robert Wilson & Associates may be able to help you fight for the fair compensation you need to cover the costs of your losses. To discuss your legal rights and options, contact our offices today by calling 612-334-3444.

Long Term Disability Cases We Handle

Our Minnesota workers’ compensation attorneys have the experience, knowledge, and resources you need to help you with a wide range of permanent disability cases, including:

Unfortunately, not all workers compensation companies are willing to help workers when they need it most. Instead, these companies may deny coverage and payouts to deserving victims. No matter if you need help filing a successful claim, appeal a decision from your workers’ compensation insurance company, or pursue other litigation, our Minnesota long term disability lawyers can help.

Contact Us

If you or a loved one has been injured and is having difficulty securing the fair long term disability insurance you need, the Minnesota long term disability lawyers at Robert Wilson & Associates can help you fight to uphold your rights. Contact our offices today at 612-334-3444 to speak with an attorney about your claim.

Long-Term Disability FAQs

Besides workers’ compensation, are there any other ways I can get financial help for my long-term disability?

In addition to workers’ compensation benefits, there are a few other ways you may be able to obtain financial benefits for your long-term disability. One of these is long-term disability insurance. Many employers carry long-term disability insurance policies, and in the event of a work-related injury or another disability onset, you may be eligible to get monthly benefits from this insurance policy. Additionally, if you already have a private long-term disability plan, you can begin obtaining compensation from it. Another option is Social Security Disability Insurance (SSDI), which is designed for those with long-term disabilities that prevent them from working. It is also possible to obtain benefits from both SSDI and long-term disability plans.

What are the basic requirements to be eligible for long-term workers’ compensation disability benefits?

In order to be eligible for long-term worker’s compensation disability benefits, there are a few requirements that you must first meet. These include proving that your injury occurred as the result of your work, that your injury is severe enough to impair and disable you, and that your disability prevents you from returning to work. Once these requirements have been met and proven, your employer’s workers’ compensation insurance plan should give you adequate payments for your injury for a long enough period to provide financial relief for your family. If you meet these requirements and your employer is denying you benefits, there is legal help to right your situation.

If I am approved for Social Security Disability Insurance, how long will my benefits last?

If you are approved for Social Security Disability Insurance, you will be placed into one of three categories based on the likelihood that you will recover and return to work. As long as you remain disabled and unable to work, your benefits will continue. If you reach retirement age and are still collecting disability benefits, these will then transfer to retirement benefits. The three categories that you will be placed in include Medical Improvement Expected (MIE), Medical Improvement Possible (MIP), and Medical Improvement Not Expected (MINE). If you are placed into the MIE category, your case will be reviewed every six to 18 months to see if you are still eligible to receive benefits. This time between reviews increases to every two to five years for those place in the MIP category and increases to every five to seven years for those in the MINE category.